The Problem
The underserved Universal Credit community are unable to access affordable credit, and turn to pay day and doorstop lenders with high interest rates, creating a cycle of debt.
The Solution
Uni Credit-Hub provides universal credit recipients with a real alternative to unsustainable borrowing. We offer a flat fee, no interest, short term affordable borrowing facility.
Measurable social change through financial inclusion
50–80%
Cost savings compared to traditional payday lenders, making emergency credit available to our customers.
43%
Reduction in food insecurity for partner communities.
65%
Reduction in predatory loan use.
Innovation
Our unique product is the only credit provider that offers 1-4 week payment terms
Collaboration
Uni Credit-Hub are partnering with some of the largest charities in the UK
Our Customers
Providing financial inclusivity for Universal Credit recipients
